- 1 Some Details on Hawaiian Airlines’ Credit Card
- 2 First Hawaiian Bank United MileagePlus Credit Card
- 3 How to Find the Hawaiian Airlines Credit Card 50000 Miles Signup Bonus
Some Details on Hawaiian Airlines’ Credit Card
When I saw a session on Hawaiian Airlines’ experience relaunching its credit card product on the Airline Information Mega Event, I was very excited. This card closed to new applicants earlier this year. It’s been popular for a long time in the travel hacking community for at least three reasons:
- Two banks issued the card, and you could apply for both versions at the same time to earn double the sign-up bonus.
- The cards were easily churned, meaning you could apply, cancel, and apply again to get a second bonus.
- The Hawaiian Airlines award chart wasn’t particularly good, but there were some good transfer opportunities to programs like Hilton (obviously not so good anymore).
There was not much shared at the session about the benefits of the new card or whether the rest of the award program will change. In fact, the presenter switched slides so quickly that Wandering Aramean and I couldn’t take a picture of the new card with our phones. So here’s what we did learn.
The session was mostly about the work Hawaiian Airlines did with a consultant to define its goals for a new card and work with issuers to find partners for the relaunch. I missed the first few minutes and am not really clear on whether there were any problems with Bank of America that led them to leave them in the first place. It did seem that they were happy with Bank of Hawaii.
One of the questions I always had about the card was why Hawaiian Airlines had two issuers. It actually makes a lot of sense.
Customers who got the Bank of Hawaii card treated it much like mainlanders treat other airline cards. They were more frequent flyers, they viewed the miles as a means to an end, they had an existing relationship with the issuing bank, and they saw value in the various other earning opportunities that Hawaiian Airlines and BofH offered. Hawaiian Airlines used the card as a way to deepen existing customer loyalty.
Those who picked the Bank of America card were not normally existing customers. They were less frequent flyers (at least on Hawaiian) and saw the miles as a way to get a free trip to Hawaii. Hawaiian Airlines looked at this card as a way to expand their reach into new markets. But perhaps it also resulted in greater churn, which could have been a deal-breaker for BofA more than for Hawaiian Airlines. (I’m just speculating on this last part.)
We also learned that Hawaiian Airlines has been working on this project for a long time, at least since the beginning of 2012. One downside to being located in Hawaii is that it’s not as easy to take a quick trip to Delaware to talk to the issuers and hammer out the details.
They did seem very pleased with the result of their efforts, so while they shared absolutely no details about the benefits of the card, I can tell you that it will be branded as a MasterCard and will continue to be issued by two banks: Bank of Hawaii will still market to Hawaiians, and Barclays will take over the continental U.S. market. The new card should launch in early 2014.
Will this make it any easier or harder to churn? I’m not sure. FIA Card Services will probably continue to manage Bank of Hawaii’s card. A different issuing bank for the mainland may actually make it easier to get approved for both at the same time — FIA also managed Bank of America’s card and regularly asked why someone would apply for two cards on the same day.
But Barclays’ cards can still be churned, which has happened often in the past with US Airways’ card. It’s also possible to apply for multiple Barclays cards on the same day, so perhaps this move will not limit your ability to apply for other cards like the Barclaycard Arrival. Readers have commented, however, that Barclays has gotten tougher in the past year. If you already have several Barclays cards, you may find it difficult to add one more.
Only time will tell. For now, that’s all the information (and speculation) I have to share!
First Hawaiian Bank United MileagePlus Credit Card
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Over the Past 60 Days!
- APR 16.49%
- Balance Transfer APR 16.49%
- Balance Transfer Intro APR 2.99% for your first eight billing cycles
- Cash Advance APR 18.00% Fixed
- Penalty APR 18.00% Fixed
- Annual Fee $60
- Cash Advance Fee $5 or 3% of the amount of each Cash Advance
- Balance Transfer Fee $5 or 3% of the amount of each transfer
- Foreign Exchange Fee 2.5%
- Rewards Details Earn 1 mile for every dollar of your purchases
- Signup Bonus 5,000 bonus award miles upon account opening
- Click "APPLY NOW" to apply online
- Earn 1 mile for every dollar of purchases
- Receive 5,000 bonus award miles upon account opening
- $100,000 Travel Accident Insurance
- Secondary Rental Car Insurance
- 24-Hour Customer Service
From the CompareCards.com Editorial Team
For frequent flyers of United who also bank with First Hawaiian Bank, the First Hawaiian Bank United MileagePlus Credit Card offers bonus miles for everyday purchases to get you the most out of your United flights.
Expert Reviews of the First Hawaiian Bank United MileagePlus Credit Card
You'll earn miles for everyday purchases with this card, specifically 1 mile for every dollar of purchases, plus there's an added perk of a sign up bonus. If you carry a balance with this card you'll incur moderate interest charges.
Along with a moderate APR and bonus points, you'll receive travel insurance and 24-hour customer service.
This card has an annual fee of $60 and a foreign transaction fee of 2.5%.
Disclaimer: This content is not provided by the card issuer. Any opinions, analyses, reviews or recommendations on this page have not been reviewed, approved or otherwise endorsed by the card issuer. Terms, offers, conditions and rates were correct at the time of writing but may have changed since and not been updated on this page. For up-to-date terms, offers, rates and conditions, please see the issuer’s site.
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How to Find the Hawaiian Airlines Credit Card 50000 Miles Signup Bonus
I recently applied for the Hawaiian Airlines World Elite MasterCard and I wanted to make sure everyone knew how to find the higher bonus. The Hawaiian Airlines credit card officially offers a sign up bonus of 35,000 miles but there is a way to find a higher sign up bonus of 50,000 miles.
Basically, the way to find a link offering 50,000 miles for the Hawaiian Airlines credit card is to make a dummy booking (go through the process of purchasing a flight without actually booking) on hawaiianair.com until an ad for the Hawaiian Airlines credit card 50,000 miles bonus appears.
Here is a step by step guide to find the Hawaiian Airlines credit card 50000 miles bonus:
1) Visit hawaiianair.com. DO NOT SIGN IN to your mileage account if you have one. (You will see an ad offering a 35,000 bonus which you should ignore.)
2) Search for any flight. Keep going through the process as if you were going to purchase a Hawaiian flight with your credit card. You will have to enter your name, date of birth, gender, phone number and email address in order to reach the page where the offer will appear.
3) When you reach “Payment Information” select “Credit/Debit Card” and a banner offering a sign up bonus of 50,000 miles for the Hawaiian Airlines credit card will appear. If you choose one of the other two options the banner will disappear. Do NOT enter your billing address or other credit card information.
4) Click on the Apply Now button on the banner. You will be directed to the application offering a sign up bonus of 50,000 miles after spending $1,000 in 3 months.
5) Take a screenshot and complete the application. (I always take a screenshot of the application page showing a higher bonus than what is officially offered just in case there is an issue.)
6) After the application is completed you will be directed back to the booking page. You can then leave the page without making a booking.
To summarize, if you are planning to apply for a Hawaiian Airlines credit card, make sure to make a dummy booking to find the higher 50,000 sign up bonus.