Netspend premier visa prepaid cards

Sign Up for a NetSpend Visa Prepaid Card

According to NetSpend, they offer “the card that lets you manage your money the smart way”. The card being referred to is the NetSpend Visa Prepaid Card which has no credit check, minimum balance nor activation fee. What is more is that Direct Deposit allows you to receive your check and the money becomes available in your card in just two days. The account is of course accessible online 24/7. And you may even earn cash back rewards with your purchases using the card. If you are sold with just these characteristics of the NetSpend Visa Prepaid Card, learn how to sign up for the card just by reading this guide.

NetSpend was founded in 1999 with its headquarters stationed in Texas, USA. It is a US company that claims to be one of the leading providers of prepaid cards aimed to aid people who prefer unconventional means of accessing their money. NetSpend serves over 60 million customers in the USA through their 70,000 distribution locations and 130 reload stations.

How to Sign Up for a NetSpend Visa Prepaid Card


netspend premier visa prepaid cards

Netspend premier visa prepaid cards

Netspend premier visa prepaid cards

Netspend premier visa prepaid cards

*See the online debit card applications for details about terms and conditions of debit card offers. Reasonable efforts are made to maintain accurate information. However all debit card information is presented without warranty. When you click on the " Apply Now " button you can review the debit card terms and conditions on the debit card issuer's web site.


NetSpend Prepaid Debit Card (Premier)

Netspend premier visa prepaid cards

Netspend premier visa prepaid cards

Average Monthly Fees and Costs :

NetSpend offers three different prepaid debit cards: Pay As You Go, Fee Advantage and Premier. Despite the choices, our analysis finds that NetSpend prepaid debit cards all share one unfortunate commonality: Lots of fees. To give just a sampling of those charges, NetSpend Fee Advantage and NetSpend Premier Prepaid debit card have monthly fees of […]

NetSpend offers three different prepaid debit cards: Pay As You Go, Fee Advantage and Premier. Despite the choices, our analysis finds that NetSpend prepaid debit cards all share one unfortunate commonality: Lots of fees.

To give just a sampling of those charges, NetSpend Fee Advantage and NetSpend Premier Prepaid debit card have monthly fees of $9.95 and $5.00, respectively. Although the Pay As You Go card does not levy a monthly fee, the $2.00 charge for all PIN transactions and the $1.00 hit for any signature purchases can make up for that fast. If you want to withdraw cash from an ATM with any of the cards (and who wouldn’t?), you are going to rack up another $2.50 for each visit to the cash machine. Of course, you can try to avoid that charge by getting cash back when you make purchases (remember, the Pay As You Go card charges $1.00 to do this). But the problem with that strategy is that you can usually only get a limited amount of cash back, which may or may not be enough to meet your needs.

Another limiting factor with these cards can be paying for specific items, like gasoline. In order to pay at the pump, you must have a minimum balance of between $55 and $100. Each time you buy gas, NetSpend holds $55 for the merchant. So if you only have say $20 on the card and you need gas, you will be out of luck.

On the positive side, direct deposits are free (if you deposit $500 or more per month) as well as text alerts and online account management.

SPECIFIC TO PREMIER: To qualify for the Premier program, set up free direct deposit and make a total of $500 in Direct Deposits during one calendar month. This automatically upgrades you to a NetSpend Premier card. With this you get lower-fees and a purchase cushion, but is it enough to make this card worth it for you?

Bottom line: While these cards are FDIC insured, you can do better in the fees department with plenty other cards on the market.


netspend premier visa prepaid cards

Netspend premier visa prepaid cards

Get a NetSpend Visa Prepaid Card

- No Minimum Balance

- No Activation Fee

Netspend premier visa prepaid cards

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