- 1 lowes com credit card payment
- 2 lowes credit card login – pay lowes credit card
- 3 Credit Card Information Centre
- 4 Home Depot Credit Card vs. Lowe’s Credit Card
- 5 2016 Lowes Credit Card: How to apply for Lowes credit card in 10 steps
lowes com credit card payment
Lowe’s Credit Card Login | Make Payment
To login to the Lowe’s Consumer Credit Card portal cardholders must simply enter their User ID into the box provided, the password being entered on the following screen. Once the cardholder is in the system he/she will be able to pay bills, manage his/her account and apply for new cards. If a User ID or password has been forgotten Lowe’s will assist the cardholder in retrieving it.
Step 1 – Go to This Webpage and enter your User ID. You will then be re-directed to the password login page where you can enter your online passcode.
Forgot User ID – If you have forgotten your User ID you can go to This Link and enter your Account Number and Last Four (4) digits of your social security number. Your User ID will then be e-mailed to you.
Upon receiving his/her card, the cardholder will be able to activate the Lowe’s Consumer Credit Card by first selecting the ‘Register and Activate’ link at the right of the initial login page.
Once past this first step the cardholder must enter his/her account number in the field at the bottom of the page. Only the primary cardholder will be able to perform the activation.
lowes credit card login – pay lowes credit card
June 27, 2017 by admin
lowes credit card login : In this article we will learn that how to register mylowes credit card online for shopping. The Lowe’s company operates a chain of retail home improvement and appliance stores in the United States, Canada and Maxico. It was founded in 1946 in North Carolina. You will also get the complete guide that how to pay lowes credit card online at www.lowes.com.
Steps to Register mylows Credit card
Step 1) Visit the official website of Lowe’s atВ https://www.lowes.com/
Step ) 2) Now click on the “Join now” button which you can see in account sign in section.
Step 3) Fill your personal information in the provided fields.
Step 4) After filling the details you need to select your mylowes card option
Step 5) Now you can click to create an account button for next process.
Step 6) You will see the below screen after create your account.
Step 7) Click on the “Request a MyLowe’s Card link which you can see in the above snap.
Step 8) Now you need to enter your postal address with zip code so they will sent your mylowes credit card to your mailing address via courier.
Step 9) You can access your credit card for online shopping cheers !
Note: This is not official website of Lowe’s so don’t share your personal details like name, phone number, credit card number, cvv or any other information in the below provided comment box. If you have any query then you can directly contact to them via their customer service number which you find at their official website.
Credit Card Information Centre
Lowe’s Credit Card has created a secure online portal through which the cardholders can log in, make payments and activate a card. The credit card is issued for the customers of the Lowe’s home improvement and appliance store. It is a discount rewards card that lets you enjoy discount offers at the Lowe’s. You can now get your home appliances and tools financed with convenient payment options and 5% off every day.
Logging into your credit card account you can set account alerts, sign up for paperless statements, view transaction history, check earnings, set up an auto debit payment system and update account information. You can conveniently access your credit card account online, all you have to do is keep your username and password handy. Read below to find out assistance through the login and bill payment process.
Step 1– Go to the homepage (lowes.com) of the Lowe’s and then search for the “Sign In” button towards the top right corner of the screen, as shown in the picture below.
Step 2– As you click on the button a pop-up will appear on the screen where you must provide your Email Address and Password and then press “Sign In”. If the particulars entered are correct you will be directed to your account dashboard from where you can operate your credit card account.
Step 1– If you have trouble recalling your login password then you should click on the “Sign In” button located on the homepage of the Lowe’s. At the bottom of the Sign In pop-up, you will find a link that reads as “Forgot your Password?”
Step 2– Click on it and the password reset section will appear on the screen. Enter the following information in the blank spaces to retrieve your password.
Step 3– Finally, click “Submit” and the Credit Card Company will send you a new password via email.
Step 1– To make payments the customer must sign into his/ her credit card account following the guidelines provided above. Select the ‘Make a Payment’ button located on the account dashboard right after you log in.
Step 2– You can authorize an auto debit that allows the automatic deduction of the amount from your checking or savings account on the due date.
Step 1– If you have recently received your Lowe’s Credit Card in the mail, you can activate it for making purchases by calling at 1-800-445-6937.
Home Depot Credit Card vs. Lowe’s Credit Card
*Editorial Note : This content is not provided or commissioned by the credit card issuer. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through a credit card issuer partnership.
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For homeowners, there are few things that are as rewarding as completing a home remolding project. Whether big or small, home renovations are a wonderful investment because not only are you adding equity to your property, you also get to enjoy the new and improved living space! Funding a home improvement project can be tough, but Lowe’s and Home Depot each offer a store credit card that have some unique financing options.
Let’s take a look at the Lowe’s Consumer Credit Card and the Home Depot Consumer Credit card to see if either of these options are a good choice for you.
Both cards come with no annual fee and the line of credit you get approved for will depend on your credit worthiness. For those looking to finance big purchases (like new appliances, for example), the consumer credit cards from both Lowe’s and Home Depot has some great options that allows you to pay no interest on purchases over $299 as long as your balance is fully paid off within 6 months. What makes this feature stand out over normal credit cards is that it is always available as long as you have the card; not just for an introductory period. However, it’s important to be aware that if you carry a balance past the 6 month period, interest will be charged on your balance from the purchasing date, known as deferred interest. Since the APRs are painfully high with 24.99% on the Lowe’s Card and 17.99%-26.99% on the Home Depot Card, it would be a very bad idea to carry a balance past the 6 month mark.
A great feature that the Lowe’s Consumer Credit Card offers is a consistent 5% discount off your everyday Lowe’s purchases. So if you regularly shop at Lowe’s, carrying this card in your wallet can help you score some major savings in the long run. But it’s important to note that the 5% discount cannot be used in conjunction with the promotion that allows you to pay no interest on balances paid off within 6 months.
Home Depot Consumer Credit Card – Longer Interest Free Periods
Unfortunately, the Home Depot Consumer Credit Card doesn’t come with a built-in discount feature. But it does give the chance to have interest free financing on some purchases for longer than 6 months. According to their website, Home Depot runs special promotions throughout the year that will give up to 24 months of interest free financing on select purchases, as long as the balance is paid in full before the interest free period is up. These special financing promotions can include broad categories like doors and windows, building materials, water treatment systems, and much more. Check out their website to find out what the current promotions are and how long they’ll last.
The main factor that will determine which of these credit cards is best for you will have nothing to do with the card features. You’ll first want to consider if there is a Lowe’s or Home Depot conveniently located where you live. If both home improvement stores or close by, then the differences between the two cards are something to consider. While the Lowe’s Consumer Credit Card can get you a consistent 5% discount on purchases, the Home Depot Consumer Credit Card may give you more options for lower interest rates and longer financing terms.
In my opinion, you should avoid carrying a balance on your credit card when possible. Even if you wholeheartedly intend to pay your balance in full by the time the interest free period is up, things may come up and you may end up paying much more than you originally planned. With that being said, I prefer the Lowe’s Consumer Credit Card, because it rewards customers by offering a 5% discount instead of enticing them to carry balance with limited-time promotional financing options.
Choosing between the Lowe’s Consumer Credit Card and the Home Depot Consumer Credit Card will depend on your individual situation, but both cards offer good financing options for loyal customers. It's important to note that these are store branded credit cards, which may not be the best option if you need to make a large, one-time purchase at Home Depot or Lowe’s.
Better Options than the Lowes Credit Card or Home Depot Credit Card
Even though they might catch your eye at the checkout counter, the Lowes Credit Card or Home Depot Credit Card might not be your be. Not only will these products pigeon-hole you into purchasing all of your products at one store, but when you crunch the numbers, there are a handful of low interest credit cards and rewards credit cards that have more favorable terms and could save you a lot of money.
0%* for 12 months on Purchases* at ANY retailer
Citi Simplicity® Card - 24 Month Balance Transfer Offer : As an alternative to the Lowe’s or Home Depot credit cards, the Citi Simplicity® comes with no annual fee and currently offers an intro APR of 0%* for 12 months on Purchases* and 0%* for 24 months on Balance Transfers*. So this card would give you more time to pay off a large purchase from a home improvement store. The ongoing APR is 14.49% - 24.49% (Variable), which is lower than what you’d pay if you carried a balance on a store credit card, such as the two listed above. The other huge benefit when using the Citi Simplicity® instead of a Home Depot or Lowe’s credit card is that you can shop at any retailer and still enjoy the 0% introductory offer.
Maximize Rewards on Your Big Spending
Discover it® Cashback Match™: If you’ve saved up enough money to pay for your home remodel outright, then putting your expenses on a rewards credit card can help you bring in a huge chunk of cash back. The Discover it® Cashback Match™ card offers 5% cash back in rotating categories each quarter like gas stations, Amazon.com, restaurants, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, 1% cash back on all other purchases. But right now, Discover will automatically match all the Miles you've earned at the end of your first year*. This incredible sign-up bonus will give you a chance to save a lot of money on your home improvements by earning cash back on all of the purchases you make along the way. To top it off, cardholders will also enjoy a low APR of 0% for 14 months, which is twice as long as the Home Depot and Lowe’s credit cards.
Best of Both Worlds: Low Interest AND Cash Back Rewards
Capital One® Quicksilver® Cash Rewards Credit Card: This is the perfect credit card for consumers who would like to earn cash back on their home improvement purchases AND enjoy the comfort of having a long period of interest free financing. The Capital One® Quicksilver® Cash Rewards Credit Card comes with an unlimited 1.5% Cash Back on every purchase, every day. You'll also have an APR of 0% intro on purchases for 9 months and 0% intro on balance transfers for 9 months, which means that you won't have to worry about paying the full price of your home remodel all at once. There is a $0 annual fee with this card and no foreign transaction fee too.
The Lowe’s Consumer Credit Card and the Home Depot Consumer Credit Card offer great continuous financing options for loyal customers and they can be a helpful tool if you frequently make purchases at their stores. However, there's a good chance you'll be better off with one of the other credit cards mentioned above. The Lowes Credit Card and Home Depot Credit Card may restrict you to earn rewards or getting low interest just within their stores. Instead, you should apply for a credit card that offers rewards or low interest on all of your purchases!
* Editorial Note: This content is not provided or commissioned by the credit card issuer. Any opinions, analyses , reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.
*The content in this article is accurate at the publishing date, and may be subject to changes per the card issuer.
2016 Lowes Credit Card: How to apply for Lowes credit card in 10 steps
- From the new page, choose either “standard Blue” or “Team #48” but for the purpose of this tutorial and by default, please mark or tick the “Standard Blue” box.
- Now scroll down to the first part of the box and fill out your personal details tagged as “About You” and move to the next box
- The next box is the “ Statement Delivery” box where you either choose “Electronic Statements” or “Paper Statement” But I recommend you choose the “Electronic Statements” so all your transactions will be delivered to your mail inbox.
- The next box is the “Verification” box where you will need to enter your Date Of Birth, Social Security Number and Mother’s Maiden Name which will help in your Lowes card account security.
- Here in the “Optional Card Security” it says Give yourself peace of mind With the Lowes optional Card Security program, your account balance may be cancelled once it’s up to $10,000. What it does is that it cancels your minimum monthly payment or the entire balance once its up to $10,000 if certain events like
- leave of absence
- nursing home stay
- loss of life
occurs, so if you’re interested in the Optional Card Security option, kindly scroll down and check the small square box. See Image below
- Read the “Important Information” section containing the Credit terms and condition and consent to electronic communication of getting and using the Lowes Credit Card, Once you’re done reading the terms, Kindly scroll down to the “Applicant Signature” section and check the small square box. See image help below
- Once you’re done, Click on the blue “Accept and Submit” button at the bottom of the page to be taken to the confirmation page where you’ll have to confirm all the details you have entered.
- Finally click on the continue button for the final step which is the result where you’ll have to wait for your card to be delivered to you.
Lowes Credit Card Customer Support Phone Number
If you have any problem in the cause of applying for your Lowes Credit Card, Please call 1-800-815-4051 if you have any questions and other customer assistance.